Terms and Conditions

3.1 Registration: You must provide accurate and complete information when creating an account. You are responsible for maintaining the confidentiality of your account credentials.

3.2 Account Security: You are solely responsible for all activities that occur under your account. Notify us immediately if you suspect unauthorized access.

3.3 Age Requirement: You must be at least 18 years old to use our services or have parental consent.

3.4 Account Sharing: Sharing account credentials with others is strictly prohibited. Each subscription is for individual use only.

4.1 Subscription Plans: We offer multiple access plans: 5 Days, 15 Days, 30 Days, and 90 Days. Choose the plan that fits your preparation needs.

4.2 Payment: All payments must be made in advance. We accept various payment methods including credit cards, debit cards, UPI, and net banking.

4.3 Pricing: Prices are listed in Indian Rupees (INR) and may be subject to change. Current subscribers will not be affected by price changes.

4.4 Auto-Renewal: Subscriptions do NOT auto-renew. You must manually renew your subscription before it expires to continue access.

4.5 Taxes: All prices include applicable taxes unless stated otherwise.

5.1 Limited License: We grant you a non-exclusive, non-transferable, limited license to access and use our content for personal, non-commercial purposes only.

5.2 Prohibited Uses: You may NOT:

• Copy, reproduce, or distribute our content
• Share your account credentials with others
• Use automated systems to scrape or download content
• Resell, rent, or commercialize our services
• Reverse engineer or attempt to extract source code
• Remove copyright or proprietary notices

5.3 Access Duration: Access is granted for the duration of your active subscription period only.

7.1 Responsibility: You are solely responsible for any content you submit, post, or share on our platform.

7.2 License to Us: By submitting content, you grant us a worldwide, royalty-free license to use, modify, and display that content in connection with our services.

7.3 Prohibited Content:You may not post content that is illegal, offensive, defamatory, or infringes on others' rights.

8.1 No Guarantees: While we strive for accuracy, we do not guarantee that our content is error-free or that using our platform will result in exam success.

8.2 Third-Party Links: Our platform may contain links to third-party websites. We are not responsible for the content or practices of these external sites.

8.3 Service Availability: We strive to maintain 99.9% uptime but do not guarantee uninterrupted access to our services.

8.4 Not Official NISM: NISM Papers is an independent educational platform. We are not affiliated with or endorsed by NISM (National Institute of Securities Markets).

10.1 By You: You may cancel your account at any time by contacting our support team.

10.2 By Us: We reserve the right to suspend or terminate your account if you violate these terms, engage in fraudulent activity, or for any other reason at our sole discretion.

10.3 Effect of Termination: Upon termination, your access to content will be immediately revoked. See our Refund Policy for information about refunds.